Peace. protection. Provision.
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Peace. protection. Provision.
Home
About
Services
Insights
Testimonials
Contact
More
  • Home
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  • Services
  • Insights
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A Future You Envision

A Future You EnvisionA Future You EnvisionA Future You Envision

Financial Choices That Matter


Let's Plan!
Welcome to michelleteo.sg

Trust. Professionalism. Service.

If these are traits you esteem in an adviser providing wealth consulting services, you are one choice away from a valuable partnership. Michelle adopts a holistic and comprehensive approach in the wealth management process and she curates tailored solutions to meet the unique needs of her clients.

Find out more

About

Michelle has been in the business of bettering lives through financial wisdom since 2007. She specializes in imparting financial literacy in the working professionals, senior executives, doctors and lawyers, and in assisting them to manage their personal wealth effectively and efficiently through trust, professionalism and service.


Wealth management can appear to be daunting and complicated in the sea of financial jargons and technical terms. Michelle believes that it can be made simple and easy for the busy professionals of today so that they can focus on scaling their own expertise.


As an ambassador of her agency’s mission: “Betterment of self through betterment of others.", Michelle is passionate about championing this cause, and she advocates that the emblems of success are merely a reflection of the lives she has touched and inspired.


“Proverbs 3:13-15” [NKJV]
Happy is the man who finds wisdom, and the man who gains understanding; For her proceeds are better than the profits of silver, and her gain than fine gold. She is more precious than rubies, and all the things you may desire cannot compare with her.


Embrace wisdom today! 


Michelle Teo

Master Financial Consultant

Representing Prudential Assurance Company Singapore (Pte) Limited

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Wealth Management Goals

Peace

Protection

Protection

According to Collins Dictionary, if something gives you a peace of mind, it stops you from worrying about a particular problem or difficulty.


Wealth management provides you and your family a PEACE of mind by allaying one of life's top worries - WEALTH. 


A STRATEGY is needful in protecting and growing your personal wealth. The wealth managem

According to Collins Dictionary, if something gives you a peace of mind, it stops you from worrying about a particular problem or difficulty.


Wealth management provides you and your family a PEACE of mind by allaying one of life's top worries - WEALTH. 


A STRATEGY is needful in protecting and growing your personal wealth. The wealth management process aims to instill a sense of financial security in the realms of Protection and Provision. 


It includes the following planning areas:


  • Wealth Protection
  • Wealth Accumulation
  • Wealth Distribution

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Protection

Protection

Protection

People PROTECT many things in life. They put screen protectors on new phones, sealants on new cars, book covers on children's new books, but many fail to protect the most important asset they own - their LIFE.


When you protect your life, you protect your wealth. You do not want to be faithfully contributing to a wealth jar only to find it 

People PROTECT many things in life. They put screen protectors on new phones, sealants on new cars, book covers on children's new books, but many fail to protect the most important asset they own - their LIFE.


When you protect your life, you protect your wealth. You do not want to be faithfully contributing to a wealth jar only to find it leaking. The leaks can manifest in various forms of unexpected catastrophic events such as premature death, permanent disabilities or critical illnesses. 


Wealth Protection planning is all about transferring the risks that you cannot afford to undertake to a third-party like an insurer at an affordable cost. One of the easiest and most cost-effective tools of Wealth Protection is INSURANCE. 


Insurance does not prevent disasters from happening but it provides you and your family the assurance that you and the people you love would be alleviated from the financial burdens arising from a sudden loss of income at triggered life events or a hefty medical bill to pay.

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Provision

Protection

Provision

Idle cash loses its value over time. Once the groundwork for Wealth Protection is laid, Wealth Accumulation plans can be built upon to make your money work harder. The strategy can be directed towards capital growth or capital preservation depending on your current life stage and risk profile.


The primary purpose of Wealth Accumulation is 

Idle cash loses its value over time. Once the groundwork for Wealth Protection is laid, Wealth Accumulation plans can be built upon to make your money work harder. The strategy can be directed towards capital growth or capital preservation depending on your current life stage and risk profile.


The primary purpose of Wealth Accumulation is to make PROVISIONS for your desired lifestyle upon RETIREMENT, for your children's expenses especially EDUCATION as parents, and for leaving a LEGACY for your future generations through Legacy Planning.


Finally, WEALTH DISTRIBUTION ensures that your assets are distributed according to your intended wishes. ESTATE PLANNING provides clarity, avoids expensive legal disputes and prevents unnecessary delays in the transfer of the estate to your beneficiaries. 

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Testimonials

What clients say

Insights

Contact Michelle Teo

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I sincerely look forward to discussing the future you envision and to partnering you in making the financial choices that matter.

M: 8877 8355 | E: michelleteo@pruadviser.com.sg

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UniOracle Alliance | UOA

UniOracle Alliance | UOA

© 2023 Michelle Teo


Disclaimer: 

Michelle Teo

Master Financial Consultant 

Representing Prudential Assurance Company Singapore (Pte) Ltd
Reg. No. 199002477Z | 1409/13Dec22

www.prudential.com.sg/FC-info 

www.prudential.com.sg/pruadviser/michelleteo

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